The 2025 single-family (1‑unit) FHA limit of $530,150 is about 1.1× the median home price of $461,000 in Wake County, North Carolina (NC).
1-unit FHA limit
530150
2-unit FHA limit
678700
3-unit FHA limit
820350
4-unit FHA limit
1019550
Median county home price
461000
FHA loan limits in Wake County, North Carolina (NC) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Wake County and North Carolina.
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