FAQ - Frequently Asked Questions

How are FHA loan limits set?

FHA loan limits are based on local housing costs and are updated annually by the Federal Housing Administration.

What’s the FHA loan limit for my county?

Use our simple tool to instantly see the current FHA loan limits for your area. Simply choose your state, then your county.

How often is this data updated?

Our loan limits are verified daily for accuracy and updated each year when new limits are released by HUD.

Can I get limits for 2-, 3-, or 4-family homes?

Yes! We display FHA limits for 1-unit to 4-unit properties—perfect for house hacking or multifamily purchases.

Browse By State