The 2025 single-family (1‑unit) FHA limit of $672,750 is about 1.1× the median home price of $585,000 in St. Thomas District County, Virgin Islands (VI).
1-unit FHA limit
672750
2-unit FHA limit
861250
3-unit FHA limit
1041050
4-unit FHA limit
1293750
Median county home price
585000
FHA loan limits in St. Thomas District County, Virgin Islands (VI) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across St. Thomas District County and Virgin Islands.
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