The 2025 single-family (1‑unit) FHA limit of $596,850 is about 1.1× the median home price of $519,000 in St. Lucie County, Florida (FL).
1-unit FHA limit
596850
2-unit FHA limit
764050
3-unit FHA limit
923600
4-unit FHA limit
1147800
Median county home price
519000
FHA loan limits in St. Lucie County, Florida (FL) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across St. Lucie County and Florida.
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