The 2025 single-family (1‑unit) FHA limit of $547,400 is about 1.2× the median home price of $466,000 in Sarasota County, Florida (FL).
1-unit FHA limit
547400
2-unit FHA limit
700750
3-unit FHA limit
847050
4-unit FHA limit
1052700
Median county home price
466000
FHA loan limits in Sarasota County, Florida (FL) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Sarasota County and Florida.