The 2025 single-family (1‑unit) FHA limit of $541,650 is about 1.2× the median home price of $469,000 in Santa Fe County, New Mexico (NM).
1-unit FHA limit
541650
2-unit FHA limit
693400
3-unit FHA limit
838150
4-unit FHA limit
1041650
Median county home price
469000
FHA loan limits in Santa Fe County, New Mexico (NM) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Santa Fe County and New Mexico.
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