The 2025 single-family (1‑unit) FHA limit of $913,100 is about 1.1× the median home price of $794,000 in Santa Barbara County, California (CA).
1-unit FHA limit
913100
2-unit FHA limit
1168950
3-unit FHA limit
1413000
4-unit FHA limit
1756000
Median county home price
794000
FHA loan limits in Santa Barbara County, California (CA) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Santa Barbara County and California.
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