The 2025 single-family (1‑unit) FHA limit of $1,045,350 is about 1.7× the median home price of $620,000 in San Miguel County, Colorado (CO).
1-unit FHA limit
1045350
2-unit FHA limit
1338250
3-unit FHA limit
1617650
4-unit FHA limit
2010350
Median county home price
620000
FHA loan limits in San Miguel County, Colorado (CO) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across San Miguel County and Colorado.