The 2025 single-family (1‑unit) FHA limit of $678,500 is about 1.1× the median home price of $590,000 in San Joaquin County, California (CA).
1-unit FHA limit
678500
2-unit FHA limit
868600
3-unit FHA limit
1049950
4-unit FHA limit
1304850
Median county home price
590000
FHA loan limits in San Joaquin County, California (CA) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across San Joaquin County and California.
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