The 2025 single-family (1‑unit) FHA limit of $736,000 is about 1.2× the median home price of $625,000 in Providence County, Rhode Island (RI).
1-unit FHA limit
736000
2-unit FHA limit
942200
3-unit FHA limit
1138900
4-unit FHA limit
1415400
Median county home price
625000
FHA loan limits in Providence County, Rhode Island (RI) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Providence County and Rhode Island.
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