2025 FHA Loan Limits — Palm Beach, FL

The 2025 single-family (1‑unit) FHA limit of $654,350 is about 1.1× the median home price of $569,000 in Palm Beach County, Florida (FL).

1-unit FHA limit
654350
2-unit FHA limit
837700
3-unit FHA limit
1012550
4-unit FHA limit
1258400
Median county home price
569000

FHA loan limits in Palm Beach County, Florida (FL) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Palm Beach County and Florida.

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