The 2025 single-family (1‑unit) FHA limit of $603,750 is about 1.2× the median home price of $500,000 in Okaloosa County, Florida (FL).
1-unit FHA limit
603750
2-unit FHA limit
772900
3-unit FHA limit
934250
4-unit FHA limit
1161050
Median county home price
500000
FHA loan limits in Okaloosa County, Florida (FL) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Okaloosa County and Florida.
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