The 2025 single-family (1‑unit) FHA limit of $967,150 is about 1.1× the median home price of $841,000 in Monroe County, Florida (FL).
1-unit FHA limit
967150
2-unit FHA limit
1238150
3-unit FHA limit
1496600
4-unit FHA limit
1859950
Median county home price
841000
FHA loan limits in Monroe County, Florida (FL) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Monroe County and Florida.
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