The 2025 single-family (1‑unit) FHA limit of $757,850 is about 1.1× the median home price of $659,000 in James City County, Virginia (VA).
1-unit FHA limit
757850
2-unit FHA limit
970200
3-unit FHA limit
1172750
4-unit FHA limit
1457450
Median county home price
659000
FHA loan limits in James City County, Virginia (VA) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across James City County and Virginia.
%20(2).png)