2025 FHA Loan Limits — Howard, MD

The 2025 single-family (1‑unit) FHA limit of $731,400 is about 1.1× the median home price of $636,000 in Howard County, Maryland (MD).

1-unit FHA limit
731400
2-unit FHA limit
936300
3-unit FHA limit
1131800
4-unit FHA limit
1406550
Median county home price
636000

FHA loan limits in Howard County, Maryland (MD) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Howard County and Maryland.

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