The 2025 single-family (1‑unit) FHA limit of $524,225 is about 2.6× the median home price of $204,000 in Essex County, New York (NY).
1-unit FHA limit
524225
2-unit FHA limit
671200
3-unit FHA limit
811275
4-unit FHA limit
1008300
Median county home price
204000
FHA loan limits in Essex County, New York (NY) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Essex County and New York.
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