2025 FHA Loan Limits — Cape May, NJ

The 2025 single-family (1‑unit) FHA limit of $667,000 is about 1.1× the median home price of $580,000 in Cape May County, New Jersey (NJ).

1-unit FHA limit
667000
2-unit FHA limit
853900
3-unit FHA limit
1032150
4-unit FHA limit
1282700
Median county home price
580000

FHA loan limits in Cape May County, New Jersey (NJ) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Cape May County and New Jersey.

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