The 2025 single-family (1‑unit) FHA limit of $1,209,750 is about 1.1× the median home price of $1,138,000 in Bergen County, New Jersey (NJ).
1-unit FHA limit
1209750
2-unit FHA limit
1548975
3-unit FHA limit
1872225
4-unit FHA limit
2326875
Median county home price
1138000
FHA loan limits in Bergen County, New Jersey (NJ) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Bergen County and New Jersey.
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