The 2025 single-family (1‑unit) FHA limit of $580,750 is about 1.1× the median home price of $505,000 in Baker County, Florida (FL).
1-unit FHA limit
580750
2-unit FHA limit
743450
3-unit FHA limit
898700
4-unit FHA limit
1116850
Median county home price
505000
FHA loan limits in Baker County, Florida (FL) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Baker County and Florida.
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