The 2025 single-family (1‑unit) FHA limit of $586,500 is about 1.2× the median home price of $488,000 in Ada County, Idaho (ID).
1-unit FHA limit
586500
2-unit FHA limit
750800
3-unit FHA limit
907550
4-unit FHA limit
1127900
Median county home price
488000
FHA loan limits in Ada County, Idaho (ID) are set annually by the U.S. Department of Housing and Urban Development (HUD). These limits determine the maximum loan amount you can borrow under the FHA program for 1–4 unit properties. Limits vary with local prices to keep access fair across Ada County and Idaho.
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